Buying for a Transport Business?
Under a finance lease the lender owns the trailer, your business pays lease payments, and there's a residual to pay, refinance or hand back at the end.
TrailerLoans.com.au focuses on everyday and recreational trailers. For heavy transport and business equipment, our sister site Trailer Finance Australia covers this in depth: read about finance leases → You can still enquire here; we'll pass it to a broker who handles commercial trailers.
Key Details
OwnershipLender until end of term
TaxFull payment deductible
Balance SheetOff-balance-sheet
End of TermBuy, re-lease or upgrade
Best ForBusinesses that upgrade often
Common Questions
A finance lease may be preferable when you want off-balance-sheet treatment, when you prefer to upgrade trailers regularly at end of term, or when your accountant advises that deducting the full lease payment is more tax-effective than depreciation.
You can purchase the trailer at the agreed residual value, return it to the lender, or re-lease on new terms. Your broker will advise on what suits your plans.
Yes. Under a finance lease, the full lease payment is generally deductible as an operating expense. Your accountant should confirm the treatment for your specific business structure.