Buying for a Transport Business?
Owner-operators are assessed on driving experience, work lined up and trading history, and can finance a trailer alone or with a prime mover.
TrailerLoans.com.au focuses on everyday and recreational trailers. For heavy transport and business equipment, our sister site Trailer Finance Australia covers this in depth: read about the owner-operator guide → You can still enquire here; we'll pass it to a broker who handles commercial trailers.
Key Details
ContractsStrengthen application
SecurityTrailer as collateral
Doc TypeFull or low doc
Trailer TypesAll heavy combinations
ABNActive ABN required
Common Questions
Contracts and owner-driver agreements significantly strengthen your application but are not always required — particularly for trailers with strong resale values that provide solid security for the lender.
Yes. New owner-operators are considered, particularly where you have industry experience, a good personal credit history and work lined up even if not formally contracted.
Curtainsiders, standard flat tops and refrigerated trailers from reputable manufacturers attract the most lender appetite — their strong resale markets make them ideal security assets.