Financing a Horse Float
Whether it's a two-horse straight load for pony club or a gooseneck with living quarters for the show circuit, most floats are financed as a personal loan in the rider's name. Coaches, breeders and agistment businesses can use their ABN instead.
Floats from well-known builders keep their value, which helps with approval. Living quarters add a lot to the price, so lenders may look harder at older or privately sold goosenecks.
On any used float, the floor is the first thing to check. Then look at the drawbar, brakes and breakaway system. And check your vehicle can tow the float once horses, tack and water are on board.
Helpful guides: Horse float loans guide · Towing limits and rego · Buying privately · Insurance on a financed trailer
Key Loan Details
ABN RequiredNo — personal buyers welcome
TypesBumper-pull, gooseneck, LQ
ConditionNew or used
BuyersPrivate and equestrian businesses
FinancePersonal loan or business finance
Common Questions
No. Horse floats for personal recreational use are financed through consumer loans without requiring a business ABN.
Yes. Gooseneck configurations including those with living quarters are funded at their full value through personal or commercial finance options.
Yes. Stud farms, equestrian schools and horse transport businesses access commercial finance with relevant tax deductions.