Financing a Car Trailer
Car trailers suit everyone from weekend racers and restorers to mechanics and small towing businesses. Personal buyers finance in their own name; businesses through their ABN.
Tilt and beavertail trailers from established builders are straightforward to finance. Lenders and buyers alike want to see an ATM that covers the car you'll carry, brakes rated for the weight, and a deck, winch and tie-downs in good order.
If you're buying the car and trailer together, such as a race car package, ask about financing them in one loan.
Helpful guides: Financing smaller trailers · Towing limits and rego · Secured vs personal loan · How much can I borrow?
Key Loan Details
ABN RequiredNo — for personal buyers
TypesOpen, tilt-tray, enclosed
UsesPersonal, motorsport, commercial
ConditionNew or used
Loan Term2–7 years
Common Questions
Yes. Car trailers used for personal motorsport purposes are financed through consumer loans without requiring an ABN.
Yes. Car transport businesses access commercial asset finance with GST claims and tax deductions.
Tilt-tray trailers are assessed as trailers. Truck-mounted tilt-tray bodies are assessed as part of the vehicle.