Buying for a Transport Business?
A chattel mortgage is a business loan where you own the trailer from day one, and GST-registered businesses can usually claim the GST upfront.
TrailerLoans.com.au focuses on everyday and recreational trailers. For heavy transport and business equipment, our sister site Trailer Finance Australia covers this in depth: read about chattel mortgages → You can still enquire here; we'll pass it to a broker who handles commercial trailers.
Key Details
OwnershipDay one
GSTClaimed in next BAS
TaxInterest + depreciation deductible
Best ForGST-registered businesses
Term3–7 years
Common Questions
Any GST-registered business that wants to own the trailer from day one, claim the GST upfront in their BAS, and deduct interest and depreciation through their tax return.
Yes. If your business is GST-registered, you claim the full GST on the trailer purchase price in your next BAS — even though you're paying over time.
A lump sum at end of term that reduces your monthly repayments. At maturity you pay it, refinance it, or sell the trailer and use the proceeds to cover it.