Key Loan Details
Loan Term3–7 years
Reefer UnitIncluded in loan
Doc TypeFull or low doc
OperatorsFood, pharma, general cold chain
ConditionNew or used
Common Questions
Yes. The reefer unit is part of the trailer and is typically included in the total loan amount — no need to finance it separately.
Yes. New operators with supply agreements, delivery contracts or established customers are considered by specialist cold chain lenders.
Current registration, service records for the trailer and refrigeration unit, and a roadworthy certificate. Your broker will confirm the specific requirements.